To build a risk matrix, score each threat from 1 to 5 for how likely it is and from 1 to 5 for how bad it would be, then multiply the two numbers. A score of 15 or more needs action now, 8 to 14 needs a plan within the first week, and anything below 8 can wait for spare time. The point is to stop your attention going to the most frightening threat and send it to the one most likely to harm you.

A risk matrix ranks threats by multiplying how likely each is by how bad it would be, each scored from 1 to 5. The scales and the action thresholds come from the parent article.

A Matrix Is Two Scores and One Multiplication

The matrix needs no equipment. It is a list of threats, a probability score, an impact score, and the product of the two. The scales and thresholds below come from the parent article.

  • Probability runs from 1 (rare) to 5 (almost certain).
  • Impact runs from 1 (negligible) to 5 (catastrophic).
  • Score is probability times impact, so the possible range is 1 to 25.

The parent article’s action thresholds are: 15 or more, address immediately; 8 to 14, plan within the first week; below 8, address as resources allow.

Worked Example

Take two threats, using the parent article’s own sample scores.

  • Contaminated water: probability 5, impact 5. Score = 5 × 5 = 25. Action: immediate.
  • Snake bite: probability 2, impact 4. Score = 2 × 4 = 8. Action: ongoing, within the 8 to 14 band.

Water scores three times snake bite (25 ÷ 8 ≈ 3.1), so water gets your time first. That is the whole value of the exercise.

What You Need

  • Paper and a pencil — draw columns for threat, probability, impact, score and action.
  • Your threat list — from Threat Categories.
  • A group, if you have one — different people notice different threats.

Method: Build It in Four Passes

Step 1: List the threats One per row. Use the three groups to prompt yourself, and add the dull ones such as water, food and cold.

Step 2: Score probability See Probability Assessment.

Step 3: Score impact See Impact Severity Scale.

Step 4: Multiply and sort Write the product, then rank highest first. See Priority Ranking.

Common Mistakes

  • Scoring by fear — a frightening threat gets a high probability you cannot justify. Ask what you have actually seen.
  • Forgetting to update — scores change as information arrives. See Reassessment Cycles.
  • Treating the product as exact — it is an aid to judgement, not a measurement. The scores are your estimates, so close results are ties.

What’s Next